

After this period, you'll lose access to the funds and we won’t reissue a new VCC for the reservation.
#Virtual credit card how to#
Here are a few things to keep in mind about how we’ll send you payments from VCCs, how to charge them, and how long they remain valid: VCCs are available to all partners in countries that have Payments by. We then load that payment onto a VCC that you can charge like a regular credit card. If guests choose to pay online, they can do so using their preferred payment method.

Virtual credit cards (VCC) are a payment option we offer to streamline the booking process for guests.

#Virtual credit card generator#
Users can enroll in the Virtual Account Numbers feature online and then access the virtual card generator either online through the Citi web portal or via an app available for Windows computers. This will still have the temporary, generated 15-digit number on it so your main account will be protected and could come in handy when making payments during trips.Ĭost: There's a one-time $2 fee for creating your virtual card, and a $5 per fee to use your card in a digital wallet or to create a physical card.Ĭiti's solution to the virtual credit card is the Citi Virtual Account Numbers feature, which is available to many Citibank cardholders. Unlike most virtual cards, American Express also offers the ability to get a physical version of your virtual card. The virtual card can be loaded into digital wallets like Apple Pay or Google Pay, allowing you to use your phone to pay at in-person businesses that accept these payment methods. You can also set spending limits and custom time frames for how long the card can remain active through the portal. Originally designed for businesses to offer corporate card access for employees, American Express Go allows you to generate a virtual credit card for any American Express account. While Click To Pay doesn't offer much control and isn't available at all retailers, several big-box stores and other noteworthy sellers have adopted it as an option.Īmerican Express offers a virtual credit card service to its cardholders through a service called American Express Go. Click To Pay will take care of the rest by generating a temporary card to complete the transaction. If you're purchasing online, you should be able to select the Click To Pay option and simply log in to your account. Once your card is made eligible for the virtual card feature, you'll be able to use it at any online retailer that offers the Click To Pay option at checkout. To enroll in Click To Pay, you have to go through your card issuer and sign up for the service. That means it serves as a replacement for individual virtual card services including Visa Checkout, Mastercard's Masterpass and American Express' Express Checkout.

It's a virtual card solution that supports cards issued by many different credit companies, including all the partner companies backing the project. Click To Pay is a joint venture launched by Visa, Mastercard, American Express and Discover designed to serve as a unifying service to provide more secure online transactions.
